About Us

Walrod Insurance Services is a regional provider of insurance solutions in the areas of farm & ranch, life, health, automotive, fire, and specialty lines. The company has been providing top quality insurance solutions to satisfied clients for over 25 years.

We pride ourselves with our extensive industry experience, knowledge of agricultural and community needs, and the ability to relate to the demands of a diverse, changing, rural marketplace.

Service to family and involvment in the area is just one commitment we’ve made toward giving back to the community.


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Advantage Agent

Alliance Insurance Company 2003 to present

Order of the Blue Vase

Awarded for outstanding Life Insurance Production

Agent of the Year

Farmland Insurance Company Top-Ranking Producer in Life, Health, Auto & Fire Insurance

Honorgard Sales Award from Farmland Insurance Company, Recognized by the National Association of Life Insurance Companies with Outstanding Agent Award

The Players:

Phil Walrod, Chief Commando

Phil Walrod, owner of Walrod Insurance Services, has been in the insurance business since 1979. He has served as an agent and Regional Manager with Texas Bankers Insurance Services prior to moving to Southwest Kansas. Upon the move to Elkhart with his young family, Walrod joined forces with Janzen-Elder Insurance in 1985. In 1990, Walrod moved on to Farmland Insurance where he was honored with numerous awards, including Farmland’s Agent of the Year in 1992. In 1994, Walrod Insurance Services became an Independent Insurance Agency, offering clients the benefit of choice as to the company where their business could be placed. By operating as an Independent Agency, it has always been a priority to offer the best products at the best price. Walrod Insurance Services takes pride in down-home, personal service to our clients.

Community InvolvementUSD 218 School Board Service 17 Years as Volunteer Firefighter Youth Baseball Coach Booster Club Supporter

Terra Orth, Agent

Terra Orth, lifelong resident of Elkhart, Kansas, joined the team at Walrod Insurance Services in November, 2015. From being raised in a farming family to marrying the owner/operator of Elkhart Auto Body as well as operating an at home child care service for six years, working as an oil and gas landman for eight years and her experience as a legal secretary for two years, she brings an understanding of the diverse climate of insurance needs.

When not finding the best rates for clients, or assisting insureds through the claims process, Terra and her husband Shannon travel SW Kansas supporting their four children in sporting events, dirt track racing and a variety of activities.

Michael T. Goodman, Agent

Mike Goodman, a native of Tifton, Georgia joined the team at Walrod Insurance Services in September of 2017. Mike grew up on a family farm focused on row crops and commercial cattle, where he is still involved from a distance. After attending Hutchinson Community College in Hutchinson, KS on a livestock judging scholarship, Mike’s secondary education continued at the University of Georgia where he earned a Bachelor of Science in Agricultural Education. After college, Mike began a career in the commercial cattle feeding and ranching business, working in Dalhart, TX as well as Newton KS in both human resources and ranch management roles. Mike’s combination of real world application and industry exposure involving risk management and decision making make his experience a very good asset to Walrod Insurance Services.

When not searching high and low for client’s best coverage and rates, or guiding insureds through the claims process, Mike enjoys going to cattle expositions as well as working with young people involved in 4-H and FFA programs. Additionally, Mike enjoys seeing different parts of the United States with his wife Lyndi, a native of Sublette, KS.

Melba Anderson, Agent & Office Manager